About ZorroFi

Free Lending Teams for What Matters Most: Building Relationships

Free Lending Teams for What Matters Most: Building Relationships

Community financial institutions shouldn’t have to throw more people at loan problems. Every hour chasing documents is an hour not spent advising a customer. Every fraud case found after underwriting is time already gone. Every fraud case discovered after underwriting is time already lost. ZorroFi exists to change that.

We built an intelligence layer that works before your LOS and delivers decision‑ready packages - complete, verified, and fraud‑screened - so your team isn’t stuck in admin and your customers keep moving toward approval.

Community financial institutions shouldn’t have to throw more people at loan problems. Every hour chasing documents is an hour not spent advising a customer. Every fraud case found after underwriting is time already gone. Every fraud case discovered after underwriting is time already lost. ZorroFi exists to change that.

We built an intelligence layer that works before your LOS and delivers decision‑ready packages - complete, verified, and fraud‑screened - so your team isn’t stuck in admin and your customers keep moving toward approval.

Why It Matters

Why It Matters

Community banks and credit unions win on relationships. Applications arrive incomplete, borrowers stall, and lenders have no visibility into where they are, and problems are discovered late, after work has piled up. ZorroFi removes that drag by validating documents in real time, screening for fraud at intake, and showing exactly where applications stall with no visibility. What reaches your systems is already clean - ready for a decision, not a cleanup.

Community banks and credit unions win on relationships. Applications arrive incomplete, borrowers stall, and lenders have no visibility into where they are, and problems are discovered late, after work has piled up.

ZorroFi removes that drag by validating documents in real time, screening for fraud at intake, and showing exactly where applications stall with no visibility. What reaches your systems is already clean - ready for a decision, not a cleanup.

Why Lenders Choose ZorroFi

Why Lenders Choose ZorroFi

ZorroFi acts as the air traffic controller for loan intake, providing lenders real-time visibility and flagging issues like missing documents or fraud before they cause delays.

By coordinating the flow of documents and decisions, ZorroFi ensures each application reaches your LOS decision-ready. The result: fewer manual touches, faster turnaround, and more time for bankers to do what matters most - building lasting customer relationships.

ZorroFi acts as the air traffic controller for loan intake, providing lenders real-time visibility and flagging issues like missing documents or fraud before they cause delays.

By coordinating the flow of documents and decisions, ZorroFi ensures each application reaches your LOS decision-ready.

The result: fewer manual touches, faster turnaround, and more time for bankers to do what matters most - building lasting customer relationships.

Our Commitment:

Our Commitment:

We believe efficiency and relationships should never be a trade-off. By delivering decision‑ready packages before your LOS, ZorroFi reduces rework and gives your team back the time to do what matters most: serve customers.

We believe efficiency and relationships should never be a trade-off. By delivering decision‑ready packages before your LOS, ZorroFi reduces rework and gives your team back the time to do what matters most: serve customers.

Stop Manual Rework.
Get Decision‑Ready Packages.

ZorroFi — Stop Manual Rework. Get Decision‑Ready Packages.

Meet the Team

Who We Are

Sandra Wasicek

Sandra Wasicek

Co-Founder and CEO

Co-Founder and CEO

"Raised in a family of bankers, I understand that community financial institutions succeed through personal relationships, not technology replacement. I led discovery conversations with Chief Lending Officers and Chief Credit Officers across 60+ community banks, and credit unions, to identify the operational pain points that prevent lending teams from focusing on customers. At ZorroFi, I make sure that our solutions eliminate manual rework without compromising the human touch that sets community institutions apart."

"Raised in a family of bankers, I understand that community financial institutions succeed through personal relationships, not technology replacement. I led discovery conversations with Chief Lending Officers and Chief Credit Officers across 60+ community banks, and credit unions, to identify the operational pain points that prevent lending teams from focusing on customers.


At ZorroFi, I make sure that our solutions eliminate manual rework without compromising the human touch that sets community institutions apart."

Armin Wasicek

Armin Wasicek

Co-Founder and CTO

Co-Founder and CTO

"I bring 15+ years of cybersecurity and AI expertise from innovation roles at Gen Digital, Avast, and Sumo Logic, where I specialized in fraud detection, identity protection, and behavioral analytics. At ZorroFi, I apply enterprise-grade security intelligence to community banking challenges, ensuring sophisticated fraud attempts are caught at intake rather than after underwriting investment. My focus is delivering decision-ready packages that lending teams can trust."

"I bring 15+ years of cybersecurity and AI expertise from innovation roles at Gen Digital, Avast, and Sumo Logic, where I specialized in fraud detection, identity protection, and behavioral analytics.


At ZorroFi, I apply enterprise-grade security intelligence to community banking challenges, ensuring sophisticated fraud attempts are caught at intake rather than after underwriting investment. My focus is delivering decision-ready packages that lending teams can trust."