About ZorroFi
Enable Deal Teams to Focus on What Matters: Lending
Community financial institutions shouldn’t need more staff to manage document friction, fraud risk, or stalled applications. Every hour spent fixing files slows decisions and limits lender capacity. ZorroFi exists to change that.
We built a Loan Validation Layer that works before your LOS - delivering decision-ready packages that are complete, verified, and fraud-screened from the start.
Why It Matters
Why It Matters
Applications arrive incomplete. Applicants stall without knowing what to do next. Lenders have no early visibility and issues are discovered only after work has piled up.
ZorroFi removes this drag by validating documents in real time, screening for fraud at intake, and showing exactly where applicants get stuck. What reaches your LOS is already clean - ready for a decision, not a cleanup.
Community banks and credit unions win on relationships. Applications arrive incomplete, borrowers stall, and lenders have no visibility into where they are, and problems are discovered late, after work has piled up.
ZorroFi removes that drag by validating documents in real time, screening for fraud at intake, and showing exactly where applications stall with no visibility. What reaches your systems is already clean - ready for a decision, not a cleanup.
Why Lenders Choose ZorroFi
Why Lenders Choose ZorroFi
ZorroFi brings visibility, verification, and fraud intelligence together at the first touchpoint. Issues - missing documents, mismatched data, synthetic-risk signals - are flagged immediately so lenders can keep files moving.
The result: fewer manual touches, faster turnaround, and expanded lender capacity.
ZorroFi acts as the air traffic controller for loan intake, providing lenders real-time visibility and flagging issues like missing documents or fraud before they cause delays.
By coordinating the flow of documents and decisions, ZorroFi ensures each application reaches your LOS decision-ready.
The result: fewer manual touches, faster turnaround, and more time for bankers to do what matters most - building lasting customer relationships.
Our Commitment:
Our Commitment:
Efficiency and accuracy should never be a trade-off. By delivering decision-ready packages before your LOS, ZorroFi reduces rework and gives lending teams more time for high-impact work.
ZorroFi - The Loan Validation Layer for Clean, Decision-Ready Lending.
We believe efficiency and relationships should never be a trade-off. By delivering decision‑ready packages before your LOS, ZorroFi reduces rework and gives your team back the time to do what matters most: serve customers.
Stop Manual Rework.
Get Decision‑Ready Packages.
ZorroFi — Stop Manual Rework. Get Decision‑Ready Packages.
Meet the Team
Who We Are
Sandra Wasicek
Sandra Wasicek
Co-Founder and CEO
Co-Founder and CEO
Raised in a family of bankers, Sandra understands the operational realities of community financial institutions and the importance of accuracy, efficiency, and trust in lending workflows.
She has conducted more than 70 conversations with Chief Lending Officers, Chief Credit Officers, COOs, and risk leaders across community banks, credit unions, and CDFIs to identify the constraints that reduce lending capacity and slow decisions.
At ZorroFi, Sandra ensures the platform removes manual rework, improves intake quality, and supports lending teams in making faster, cleaner decisions without disrupting the way institutions serve their communities.
"Raised in a family of bankers, I understand that community financial institutions succeed through personal relationships, not technology replacement. I led discovery conversations with Chief Lending Officers and Chief Credit Officers across 60+ community banks, and credit unions, to identify the operational pain points that prevent lending teams from focusing on customers.
At ZorroFi, I make sure that our solutions eliminate manual rework without compromising the human touch that sets community institutions apart."
Armin Wasicek
Armin Wasicek
Co-Founder and CTO
Co-Founder and CTO
Armin brings more than 15 years of cybersecurity, fraud detection, and AI experience from Gen Digital, Avast, and Sumo Logic, where he specialized in scam and phishing detectiom, identity protection, and behavioral analytics.
At ZorroFi, he applies enterprise-grade security intelligence to community lending—identifying synthetic fraud, document manipulation, and identity anomalies at intake before underwriting invests time.
His focus is building a Loan Validation Layer that delivers clean, decision-ready packages lenders can trust.
"I bring 15+ years of cybersecurity and AI expertise from innovation roles at Gen Digital, Avast, and Sumo Logic, where I specialized in fraud detection, identity protection, and behavioral analytics.
At ZorroFi, I apply enterprise-grade security intelligence to community banking challenges, ensuring sophisticated fraud attempts are caught at intake rather than after underwriting investment. My focus is delivering decision-ready packages that lending teams can trust."
Stacy Bishop
Stacy Bishop
GTM Strategy Advisor
GTM Strategy Advisor
Nicolas Rossini
Nicolas Rossini
Risk Strategy Advisor
Risk Strategy Advisor
